Why an ECB Rate Hike on June 11 Would Be the Wrong Response to the Iran Oil Shock
Markets are pricing a 99% probability of a 25bp ECB hike to 2.25% on June 11. The inflation is real, but it's a structural supply shock from the Iran war — not demand. Monetary policy can't make oil cheaper, and Trichet's 2008 mistake is about to be repeated.
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March 2026The tools
16 Free FP&A Tools
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Financial Journey — Individuals
FeaturedA 4-step interactive guide — build your budget, calculate your debt, project your savings with compound interest, and set your asset allocation. Everything connected in one journey.
Financial Journey — Companies
FeaturedA 5-step company planner — link your P&L, Cash Flow and Balance Sheet, get a valuation estimate, and build your exit strategy.
Personal Finance
For individuals managing money & investments
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Personal Budget
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Portfolio Analysis
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Stock Comparison
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Stock Analysis
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Compound Interest
See how your capital and monthly contributions grow.
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Amortisation schedule and mortgage payment calculator.
Professional FP&A
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Financial Model
5-year P&L, cash flow and balance sheet with Excel export.
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Annual Budget
Build and visualise your company budget month by month.
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Cash Flow Forecast
13-week rolling cash forecast with PDF export.
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Break-Even
Fixed costs, variable costs, contribution margin and margin of safety.
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DCF Valuation
Discounted cash flow model with terminal value and sensitivity table.
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